Agate PERMATA STONE BLUE SEA

Gemstone is a mineral, rock formed from the result of geological processes which elements comprise one or several chemical components that have a high selling price, and desired by collectors. Gemstone jewelry must be polished before used.

In this world, not all places contain gemstones. In Indonesia, only a few places that contain precious stones, among others in the province of Banten with Kalimayanya, in Lampung with rock types and kinds of charming wine chrysolite, on the island of Borneo with Kecubungnya (Amethys) and Diamond (diamond). Gemstone has a name starting from letter a to z letter, classified according to its hardness, known as Mohs Scale of 1 to 10. The most popular gems in the world is that besides the crystalline sepertiBerlian types of precious stones, Emerald, Ruby and Sapphire, the stone-agate type of wine such as Blue Sky, bungur or amethyst is derived from Tanjung Bintang, Lampung, today many in the rush by collectors because the crystal quality.

Identifying Types and Characteristics of Gold Jewelry

In writing last week, we recommend that you avoid the object of investment gold from gold jewelry. Jewelry should be seated according to 'posisi'nya, namely as' style' and 'fashion'. Values ​​are the benefits of the use, instead of the appreciation value. If we expect results from the increasing value of our gold, choose the gold in the form of bars and coins, including the Dinar.

However, in this article we need to divide the categorization of gold jewelry, which may rarely known. Gold jewelry, however, most interested primarily by mothers and women in general. By knowing the category of gold jewelry, it is hoped those who still decide to have gold jewelry, can pick and choose. As in the beginning, gold jewelry will not bring a profit unless stored in a long-term, exceed the length of time required for other types of gold which is usually within 6 months has resulted in gains.

By knowing the various types of gold perhiaasan and its characteristics, say should be in nominal income, the level of losses can be eliminated.

First, FACTORY MADE. Jewelry that is made by the factory, made in bulk for sale to the public. Usually, other than to meet domestic needs are also exported in large quantities to foreign countries, such as the Yemen, Dubai and other Middle East regions. The cost of manufacture for gold jewelry of this type is 1-7%.

Second, handmade. Gold is made by skilled hands of craftsmen in gold. Made by order, and highly depends on the quality of design and fineness maker. Unable to mass production, a longer time-consuming, and highly dependent ability of crafters, the cost of manufacture is higher, ie 15-20%. This type of gold in Indonesia is more easily found.

Third, GLAMOUR. That jewelry is more appropriate if called works of art, produced with a very limited number of events to meet the needs of the exhibition, photography, party, fashion show, performances and exhibitions, with emphasis on prestige. Some of the jewelry made for the exhibition are actually made only one in the entire world. The cost of making this type of jewelry is 30%. Very high, because the price component contributed also by something that is intangible, the value of uniqueness and level of difficulty of manufacture.

Thus, if the choice should still be imposed on jewelry, choose gold jewelry production factory / factory made. Value buying and selling only charged the cost of 1-7%. But for those who put a sense of uniqueness and rarity, gold is probably not able to meet expectations, due to mass produced, then the same model will be widely spread. Additionally, all around us, gold is more rare to come across. The trouble also, it is hard to recognize the type of gold, whether factory made or handmade (temporary glamorous gold jewelry / fashion could not be found on the market, specifically marketed and limited), so the seller can only wear gold piece 'manufacturing costs' are not supposed to, ie an average of 10% - 20%.

Things that are detrimental to the above, not found on investing in gold dinars and gold bullion. Writing last week have already covered this. If you miss, please to the discussion board of this group, nor www.salmadinar.com in an article titled "Decide: Gold For Fashon or Investment".

Gardening Techniques to Gain Maximum Gold

 

Gold is often used by investors as a means of hedging (hedging) instruments as well as long term investment because gold prices are relatively stable in the short term but could experience a significant increase in long-term follow or exceed the rate of inflation. But the bullish trend in gold prices in recent years, many investors who use those moments to make a profit from buying and selling gold short term commonly referred to as gardening gold. Let us learn to investment gold with gold gardening this way.
Gold gardening system utilizing the services provided by mortgage banks or other institutions to increase capital in buying gold where gold is already in the hands of mortgaged to raise capital to buy gold again next which is then mortgaged. Such a system allows investors to buy gold with less capital which is then sold at the right time for short-term gain and long term. These systems also benefit the bank because it can increase sales turnover gadainya product.
More precisely, let's see an example of how gardening gold is usually done the planters gold:
Buy 25 grams of gold bars worth USD 10jt (per gram Rp 400rb) who then pawned, to USD 8jt (assuming the value of the estimated 80% of the value of gold) Buy gold 25 grams more than the money USD 8jt + USD 2jt of its own capital and then pawned again, can longer Rp 8jt, another mortgage to buy gold. Repeat purchase this pledge repeatedly.
Here we assume that investors buy up gold to-5. Gold was last saved to redeem capital gold again later.
By way of gardening gold above, gold investors could have as many as 125gram (5x25gram) worth USD 50jt only with capital of Rp 18jt (USD 10jt initial capital + USD 2jt next to gold-gold), certainly does not include mortgage fees or other fees.
At gold prices rise, gold-gold that had been pawned are redeemed back one by one with the gold capital on hand. So, selling gold to the gold-5 to make up for the 4th which is then sold again to redeem gold to-3. Repeat until all the gold redeemed, then sell it all. Gain on foreign investors in the form of (the sale - value redeem mortgage) and the (initial capital cost + mortgage). For example, assuming the gold price rose 30% to 13jt and mortgage costs USD 4jt. So the benefits: (USD 65jt - 32jt) - (Rp18jt + USD 4jt) = USD 11jt.
Compare the benefits of gold like this way of gardening with the benefits obtained when using the conventional way of gold investment. Capital USD 22jt used to purchase 55 grams of gold (per gram Rp 400rb). Gold was sold at the price of gold rose 30% (Rp 520rb), money obtained by Rp 28.6 million, -. Benefits amounted to only Rp 28.6 jt - Rp 22jt = Rp 6.6 jt.
All prices and counts here is only an assumption, the price and the actual conditions on the ground would not be the same.
Short-term gold gardening techniques suitable to be applied only when the gold price is experiencing a sharp decline and rise. How gardening gold as it allows investors to pawn gold in the shortest time possible (possibly in a matter of days, weeks or months) so that it can reduce the cost of mortgage and get the maximum benefit. How, by buying gold when the gold price was falling and then pawned and sold as soon as gold prices soared.
For long-term investment, gold typically pawned in a long time (maybe one, two or three years) until gold prices increased significantly at least 30% to be redeemed and then resold. Of course, investors must be prepared to pay mortgage fees that must be spent during the gold mortgaged.
How gardening gold can also be used by investors for not currently have sufficient funds to invest in gold in the desired amount. In addition, with this technique, the investor can buy gold at current prices with money that will be owned by investors in the future.
Some gardening tips in gold:

    Buy when the gold price low, sell high when the gold price. If forced to redeem and sell gold when the price falls, investors could lose not only potential benefits, but also potentially suffer losses from mortgage fees already paid.
    In order to get the maximum benefit from gold gardening techniques, your gold mortgage lien in place that offers the most high-value mortgage with the lowest cost.
    Gold mortgage in the shortest possible time if you intend to get short-term benefits of this golden gardening techniques.
Currently, there are many institutions that provide mortgage services gold, including the Bank Syariah Mandiri, Bank Jabar Banten Sharia, Sharia BRI and Pawnshop, which can be exploited by investors who want to apply this way of gardening gold. Estimated value and the cost to be paid varies between one and other institutions.

Know Your Gold Investment

Gold is a precious metals rather pretty expensive. Many Indonesian people who already understand that gold is a long-term investment vehicle. They save money in gold and a time when they need the money, gold can be sold by them. When gold was explored more deeply to have various advantages over other investment vehicle of course with some conditions that support. Currently gold investments can be done through a futures exchange.
If you are intending to invest in the form of jewelry, especially gold, you need to understand about the gold content. The content of gold content assessed on the basis of international standards in units called carats. Levels of gold content of gold jewelry is determined by an alloy of gold and other metals (copper and silver) used. When buying gold, you should ask about the content of rust and certificate of authenticity.
Gold price movements in Indonesia is closely related with the exchange rate of U.S. dollar against the rupiah. In essence, the price of gold expressed in U.S. dollars based on world gold market price, based in London Metal Exchange. So if the dollar strengthened against the rupiah, the gold price will also increase, and vice versa. Gold prices also depend on the development of worldwide supply and demand so the price of gold which formed the best price at that time. Gold or precious metals investments relatively more secure than chance being played by big investors or speculators.
The economic condition of a country is very influential on price changes in one country. The inflation rate can be an indicator of a country. Not so with gold. The higher rate of inflation will be higher the gold price increases. So it can be said that gold investment is an investment vehicle or resistant anti-inflationary. Therefore, many investors are placing a lot of gold in the composition of their portfolios as a means of hedging (hedging) in particular on inflation. In the uncertain security conditions or financial condition of turmoil at the macro, people generally will take shelter from monetary shocks by shifting their funds into gold. So, during inflation of a country still relatively high and the situation in general is still full of uncertainty, gold is an investment vehicle that is interesting.
The types of investment in gold

    Gold jewelry (jewelry)
    Gold investment in this form has two advantages as well as the investment vehicle and as jewelry that can be used. Many people who still believe that investing in gold will provide benefits and security level is higher. Gold jewelry is a form of gold investment base that has been done by the people of Indonesia since the first.

    One disadvantage is the cost of investment in gold jewelry is making jewelery. Cost is what causes the price-per-gram gold becomes more expensive. The more complicated and difficult form of jewelry, the more expensive manufacturing costs and the price paid. And by the time you will resell the gold jewelry, gold jewelry manufacturing costs are usually not taken into account by a gold shop. Gold jewelry is sold only by weight and content owned. Therefore, investing in gold jewelry gold becomes more expensive although it has two advantages as well as the investing and style.
    Gold bullion (bars)
    Types of gold investments in the form of bars provide the level of profits and and a higher sense of security. Investments in gold bullion (bars) are more secure because it will be given a certificate of authenticity which includes providing information about the id number, weight, size and level of gold content. Precious metals are generally accepted (the sale) Indonesian market is a precious metal from the PT. Aneka Tambang, Tbk. with precious metal weight is 1, 2, 2.5, 3, 5, 10, 25, 50, 100, 250, 1000 grams and gold content of 999.9%. Now many investors who invest in gold bullion to maximize profits.
    Gold coin (coin)
    Issuance of gold coins will facilitate long-term planning families who want to achieve such expectations Naik Haji. Investments in gold coins can also be connected with a collection of antiques. Antic gold coin prices offered will be much higher than the price of gold coins is usually only assessed on the level of purity or content of rust. For those of you who have excess money and know the ins and outs of antiques, gold investment of this type can be attractive alternative for the long term.
Gold is a type of investment that is quite interesting especially if you have a long-term perspective. Fluctuations in gold prices in units of the rupiah is influenced by the dollar against the rupiah. Gold prices are also heavily influenced by tigkat inflation. The higher rate of inflation, usually the higher the gold price increases.
Happy hunting and invest in gold .... ! 

Gold Type Sort

Different types of gold varies greatly. As metals "luxurious" and can not rust, gold was close to human civilization since time immemorial. That's why the current gold has a variety of forms. In general, different types of gold can be divided into several types, among others; 1. Gold Jewelry
Gold jewelry is the gold of the most frequently encountered in everyday life. Since the baby was, in some Indonesian society girls may have been introduced with a gold earring through the installation. Since the close with human life, the form of gold jewelry is also a lot of variety. Ranging from bracelets, necklaces, earrings, pendant, pin, crown and others. In a pure level, gold is known as a soft metal. Human mixing other metals to make gold become more powerful. Levels of purity of gold is often stated in units of rust. Carat pure gold grade 24. More and more mixed-carat gold content decreases. Despite reducing the price, but by mixing with other metals, we can get the gold that can be made into different shapes. For every purchase of gold jewelry, in addition to the price charged is calculated based on grams of gold and rust, sometimes buyers are also burdened with the cost of manufacture. Construction cost is the cost of gold metal processing into a wide range of jewelry purchased the buyer concerned. 2. Gold Bars
Emas_BatanganEmas bars sometimes referred to as gold bullion. In Indonesia, gold is pretty much well known is the gold production of PT Aneka Tambang branded Metal Majesty. Precious Metals is a gold bullion which yield 99.99%. Every purchase Precious Metals, we'll get a gold certificate as a mark of authenticity. In each of these certificates have a serial number in accordance with the serial number is engraved on precious metals. 3. Gold Coins
As the name implies, gold coins are one type of gold coin. At least there are 2 types of gold known by the community namely; Coins Gold Coins Gold Dinar and ONH . Gold Dinar Coins can be purchased at PT Aneka Tambang while ONH first gold coin can be purchased at the Pawnshop. ONH gold coin is suitable for people who plan for hajj. By buying gold coins ONH, the real price of one can be saved from inflation due to scour gold prices also go up when there is an increase in price. That way, owners of gold coin ONH will not feel the rising cost of hajj so that each year has increased. Unfortunately, the current gold coin is not for sale anymore. 4. Gold Granule
Gold is gold grains in the form of granules. Gold is rarely encountered because of the gold grains may only shops owned gold or gold craftsmen. Due to the nature of gold that can be merged without changing its value, gold grains can be smelted to be various types of gold jewelry.